AI Pack - Medical Bill Negotiation Scripts (15 prompts, IRS 501(r) leverage)

The hospital told you "that is the price." It is not. Hospital pricing is a negotiation, and there are rules on your side that they do not volunteer. This drawer hands you the leverage: 15 AI-drafted letters that turn a scary number into a conversation you can actually win.

What is in the drawer

Everything is built to draft a clean, factual letter and keep your bills organized while you do it.

AI Scaffolding

• 15 letter prompts, each with Claude, ChatGPT, Gemini, and Perplexity buttons: Itemized Bill Request (step one, always - it is a federal HIPAA right), Charity Care Application (IRS 501(r) leverage), Reduced-Balance Negotiation, Prompt-Pay Discount, Payment Plan, Hardship Application, Billing Error Dispute, No Surprises Act Invocation, Balance Billing Protection, State AG Complaint, FDCPA Debt Validation for collections, CFPB Complaint, Federal IDR Initiation, PAF and RIP Medical Debt referral, Attorney Handoff
• Strategy Decision Tree so you start on the right path (charity, prompt-pay, payment plan, hardship, surprise bill, or billing error)
• Pre-prompt Gather checklists so the AI has what it needs before you ask
• Sample output for every prompt, so you know what good looks like
• AI Body-Double Helper - 5 thinking prompts for the days the stack of bills feels like too much

Digital Workspaces (Notion)

• Bills Log database to track every charge, call, and outcome in one place
• AI Access Checklist database with 10 pre-seeded categories

Print & Editable Files

• Pre-send Review Checklist to catch mistakes before a letter goes out
• AI Integration Setup PDF with 3 paths, whichever tool you already use

Guidance & Support

• Welcome PDF from Wren
• Step-by-step quickstart
• 30-Day Wren Email Support
• Lifetime Updates

Why this drawer exists

A medical bill arrives when you have the least energy to fight it. The whole point here is to take the thinking off your plate.

• One decision tree picks your path, so you are not guessing where to start
• The AI drafts the hard part, you just fill in your details and send
• Sample outputs mean you are never staring at a blank page
• The Bills Log holds the dates and names, so your brain does not have to
• Plain language throughout - no jargon you have to decode first
• One small next action at a time, never the whole mountain at once

What this is not

• This is not legal, financial, or medical advice, and it is not a law firm. It hands you drafts and organization, not representation.
• It does not guarantee any discount, write-off, or outcome. Every hospital and insurer decides for itself.
• It is built for the United States only. The rules referenced here (HIPAA, IRS 501(r), No Surprises Act, FDCPA) are US federal rules.
• The AI can get a detail or a citation wrong. Read every draft before you send it, and check the facts against your own paperwork.
• For disputes over $10K, or a pattern of FDCPA violations from a collector, retain a licensed attorney. The Attorney Handoff prompt helps you make that call cleanly.

Resources I would hand a friend at the kitchen table

(No affiliate links)

• The Consumer Financial Protection Bureau (consumerfinance.gov) - file a complaint about a bill, a collector, or an insurer, and read their plain-English guides on medical debt.
• The No Surprises Act help desk through CMS (cms.gov) - the official source on surprise and out-of-network billing protections.
• The Patient Advocate Foundation (patientadvocate.org) - free case management and a co-pay relief fund for people in active treatment.
• RIP Medical Debt (ripmedicaldebt.org) - background on how medical debt gets bought and forgiven, useful context before you negotiate.
• Your hospital's Financial Assistance Policy - non-profit hospitals are required to publish one under IRS 501(r). Ask for it by name.

The Fine Print

• Refunds: 30 days, no questions. Simply reply to your purchase email with the word "refund" or email wren@templatedrawer.com, and I will process it within 24 hours.
• Disclaimer: Template Drawer products are organizational workflow tools. They do not constitute legal, medical, or financial advice. Use alongside certified professionals. SIA Cyber Unicorn 40203002129.